Business capital, done right

The bridge between your business and the capital it needs.

One short application. A dedicated funding advisor. Real offers from SBA loans to lines of credit — matched to where your business actually is, not where a form says it should be.

Checking your options won't affect your credit score.

Financing you can build on
Bank-level security Decisions same day One application, many lenders Approved SBA partner network
Financing options

The right capital for the moment you're in.

Whether you're covering payroll, buying equipment, or funding your next location — we'll match you to the option that fits, then handle the paperwork.

SBA Loans

Government-backed 7(a) and 504 loans with long terms and low rates — the gold standard for established businesses ready to grow.

Up to$5MTerms to 25 yrs

Business Term Loans

A single lump sum with predictable payments. Ideal for expansion, hiring, or a defined project with a clear return.

Up to$5M6 mo – 5 yrs

Lines of Credit

Draw what you need, when you need it, and only pay for what you use. Cash-flow insurance for the unexpected.

Up to$350KRevolving

Revenue-Based Financing

Funding that flexes with your sales. Repay as a small share of daily revenue — lighter in slow weeks, faster in busy ones.

Up to$10MDaily / weekly / monthly

Equipment Financing

Finance the machinery, vehicles, or tech that runs your business — the equipment itself secures the loan.

Up to$5MAsset-secured

Invoice Factoring

Turn unpaid invoices into working capital today. Advance up to 90% now instead of waiting 30, 60, or 90 days.

Advance90%On receivables
How it works

From application to funded — usually the same day.

01

Tell us about your business

A three-minute application. No stacks of paperwork, and a soft credit check that never touches your score.

02

Get matched with an advisor

A dedicated funding specialist reviews your profile and shops your file across our lender network to find real offers.

03

Review options and fund

Compare terms side by side with a person who explains the trade-offs. Accept the one that fits — funds can land in your account same day.

Why Woodland

Advisors, not order-takers.

One advisor, start to finish

The same specialist who takes your call sees your deal through to funding. No call-center handoffs.

One application, many lenders

We shop your file across banks, SBA partners, and specialty lenders — so you compare, not chase.

Transparent terms, no surprises

Rates, fees, and payments explained in plain language before you sign anything. What you see is what you get.

Decisions same day

Same-day pre-qualification and decisions, because opportunities don't wait on underwriting.

They didn't just hand me a loan — they walked me through three options, told me which one they'd pick and why, and had the funds in my account before the end of the week.

Marcus Reyes  ·  Owner, Reyes Fabrication & Welding

Get started

See what your business qualifies for.

Start your secure application and a dedicated advisor will review it — usually the same day.

  • Takes 3 minutes
  • No obligation, no cost
  • Bank-level encryption & security

Business Funding Application

Secure and straightforward — 3 minutes. A Woodland advisor personally reviews every application.

Start your application

Bank-level encryption. Have your last 4 months of business bank statements handy.