Terms of Service

1. Website Purpose

This website is provided solely for informational and business purposes regarding commercial financing products and services.

Nothing contained on this website constitutes:

• A commitment to lend
• A guarantee of funding
• Financial, legal, tax, or accounting advice
• An offer to extend credit

All financing remains subject to underwriting, verification, and final approval by participating funding sources.

2. Financing Products

Woodland Group (aka Woodland Financial Group) assists businesses in obtaining commercial financing, including but not limited to:

• Merchant Cash Advances (MCA)
• Business Loans
• SBA Loans
• Equipment Financing
• Business Lines of Credit
• Invoice Factoring
• Working Capital Financing
• Commercial Real Estate Financing
• Bridge Financing
• Accounts Receivable Financing
• Other Commercial Financing Products and Services

Availability of financing products and services may vary based upon qualifications and participating funding providers.

3. No Guarantee of Approval

Submitting an inquiry, completing an application, uploading documentation, or communicating with Woodland Group does not guarantee:

• Approval
• Funding
• Any loan or advance amount
• Interest rate
• Factor rate
• Repayment terms
• Closing timeline

All financing offers remain subject to underwriting, verification, and final approval by participating funding providers.

4. Independent Financing Providers

Woodland Group is an independent commercial finance company that works with a network of banks, lenders, finance companies, private capital sources, and commercial funding providers.

Woodland Group is not responsible for the lending decisions, underwriting standards, approval criteria, pricing, documentation requirements, or funding decisions made by third-party providers.

5. Business Purpose Only

Our services are intended solely for commercial and business financing.

We do not provide consumer loans or consumer financing.

6. Accuracy of Information

By submitting information through this website, you represent and warrant that all information provided is:

• Accurate
• Current
• Complete
• Truthful

Providing false, misleading, or fraudulent information may result in denial of financing and may violate applicable law.

7. Electronic Communications

By using this website or submitting an application, you consent to receive communications from Woodland Group by:

• Telephone
• Email
• SMS/Text Message
• Electronic Signature Platforms
• Other electronic communications relating to your financing request

Standard message and data rates may apply.

You may opt out of marketing communications at any time.

8. Intellectual Property

All content on this website, including but not limited to:

• Logos
• Trademarks
• Graphics
• Images
• Documents
• Text
• Icons
• Layout
• Downloads
• Software

is the exclusive property of Woodland Group unless otherwise stated.

No material from this website may be copied, reproduced, distributed, modified, republished, transmitted, or otherwise used without the prior written permission of Woodland Group.

9. Acceptable Use

You agree not to:

• Use the website for any unlawful purpose
• Submit fraudulent or misleading applications
• Upload malicious software or viruses
• Attempt unauthorized access to our systems
• Interfere with the operation or security of the website
• Misrepresent your identity
• Collect or scrape website data without authorization

Violation of these Terms may result in immediate termination of access and may subject you to legal action.

10. Third-Party Websites

This website may contain links to third-party websites for your convenience.

Woodland Group does not control and is not responsible for the content, security, privacy practices, products, services, or availability of third-party websites.

Accessing third-party websites is entirely at your own risk.

11. Disclaimer of Warranties

This website and all information contained herein are provided “AS IS” and “AS AVAILABLE.”

Woodland Group makes no representations or warranties, express or implied, regarding:

• Website availability
• Accuracy
• Reliability
• Security
• Completeness
• Merchantability
• Fitness for a particular purpose
• Non-infringement

We do not guarantee uninterrupted, secure, or error-free operation of the website.

12. Limitation of Liability

To the fullest extent permitted by law, Woodland Group shall not be liable for any:

• Direct damages
• Indirect damages
• Incidental damages
• Consequential damages
• Special damages
• Lost profits
• Business interruption
• Loss of data

arising out of or relating to your use of this website or reliance upon any information contained herein.

13. Indemnification

You agree to defend, indemnify, and hold harmless Woodland Group, its owners, officers, employees, contractors, affiliates, representatives, successors, and assigns from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of:

• Your use of the website
• Your violation of these Terms
• Your submission of false or misleading information
• Your violation of any applicable law or regulation

14. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how Woodland Group collects, uses, stores, and safeguards your information.

15. Website Availability

Woodland Group reserves the right, at any time and without prior notice, to:

• Modify website content
• Update or discontinue services
• Remove materials
• Change financing offerings
• Restrict or terminate access
• Suspend website operations for maintenance or security purposes

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Any legal action arising out of or relating to these Terms or the use of this website shall be brought exclusively in the state or federal courts located within the State of New York.

17. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms constitute the entire agreement between you and Woodland Group regarding the use of this website and supersede all prior understandings relating to the subject matter herein.

19. Changes to These Terms

Woodland Group reserves the right to revise or update these Terms at any time.

Any modifications become effective immediately upon posting to this website.

Your continued use of the website after any changes are posted constitutes your acceptance of the revised Terms.

20. Contact Information

If you have any questions regarding these Terms of Service, please contact Woodland Group using the information above. We appreciate your trust and look forward to assisting your business with its commercial financing needs.